How Much Should You Save to Buy a House?Down Payment Requirements for Loans: How much cash you will need to purchase a house is dependent on the loan program, purchase price range and certainly your market area.
• Needs a minimum down payment of 5 percent (varies on maximum loan size in your area). • FHA financing -- Needs a minimum down payment of 3.5 percent. • USDA financing -- Needs no down payment. • VA financing -- Needs no down payment. • Home Path Financing -- Needs 3 percent down payment
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