How Much Should You Save to Buy a House?Down Payment Requirements for Loans: How much cash you will need to purchase a house is dependent on the loan program, purchase price range and certainly your market area.

(5 STARS) I started house shopping the breadth of northern NC in the Fall of 2011 and through spring of 2012. Rick Hardy was recommended to me. Mr Hardy went above and beyond...finding me excellent agents from Asheville to Tarboro and so many cities in between, quite literally exceeding expectations. I wholeheartedly recommend Mr Hardy."

  -Martha Loomis, Client

(5 STARS) I know Rick through his community service work with the Durham County Board of Elections. He is an enthusiastic, loyal, hard-working, and passionate person, and you will never have a bad day when he is around. I am grateful for his continued commitment and his unrelenting kindness."

  -Tracy Nayer, Friend

(5 STARS) We met Rick at an open house he was hosting. The house was not near what we were looking for, so he focused on developing a relationship with us in those 1st few minutes. Rick is first and foremost a good listener. He worked tirelessly & patiently to find the right match for us. He was gracious through dozens of site visits with my wife & I. We were looking for …

  -Steve Miller, Client

I'll be honest. When my wife and I (and my sister, oddly enough) first met Rick Hardy at an open house, we weren't looking to buy. Well, not seriously anyway. We had an idea of where we wanted to move, a timeframe in mind, and a local snooty realtor we planned on using. As we got closer to a serious house hunt, it became apparent that the hoity toity realtor wasn't a good …

  -Richi Kahn, Client