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Rick Hardy

Broker / REALTOR®
Hardy Realty

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How Much Should You Save to Buy a House?Down Payment Requirements for Loans: How much cash you will need to purchase a house is dependent on the loan program, purchase price range and certainly your market area.

• Needs a minimum down payment of 5 percent (varies on maximum loan size in your area).
• FHA financing -- Needs a minimum down payment of 3.5 percent.
• USDA financing -- Needs no down payment.
• VA financing -- Needs no down payment.
• Home Path Financing -- Needs 3 percent down payment


Latest Blog Posts

Get Your Home Ready To Sell...Not That Hard l Practice thorough yard maintenance. 2 Reseal cracks in concrete areas. 3 Power-wash the exterior. 4 Cl...
October 11, 2016
Category: Real Estate
As a First Time Buyer it is best to "plan" before you start. By accessing this link you will discover the correct time schedule when initiating a plan...
October 06, 2016
Category: Buying
It may seem that homebuyers and sellers don't agree on much, but they share one important concern: that the transaction is successful. This comradery...
August 03, 2016
Category: Selling