Rick Hardy profile photo

Rick Hardy

Broker / REALTOR®
Hardy Realty

Find a Home

Additional search options ≻
Working With Real Estate Agents Brochure

Opportunity Is Knocking


How Much Should You Save to Buy a House?Down Payment Requirements for Loans: How much cash you will need to purchase a house is dependent on the loan program, purchase price range and certainly your market area.

• Needs a minimum down payment of 5 percent (varies on maximum loan size in your area).
• FHA financing -- Needs a minimum down payment of 3.5 percent.
• USDA financing -- Needs no down payment.
• VA financing -- Needs no down payment.
• Home Path Financing -- Needs 3 percent down payment


Latest Blog Posts

It may seem that homebuyers and sellers don't agree on much, but they share one important concern: that the transaction is successful. This comradery...
August 03, 2016
Category: Selling
What an amazing year 2015 was for home sellers, and 2016 promises to be even better. By December of 2015, with 5.26 million sales, we had seen a more...
June 15, 2016
Category: Market Trends